"Viju A is a seasoned finance, legal, and governance professional with over three decades of distinguished experience spanning banking, financial services, regulatory compliance, and legal practice. Currently serving as Chief Financial Officer of a State-owned NBFC, he brings deep, hands-on expertise in financial management, board-level governance, risk oversight, and regulatory engagement.

A Gold Medallist in M.Sc. (Ag), he further holds an MBA (Finance) and an LL.B., reflecting a rare interdisciplinary academic foundation. He is also professionally qualified as a CAIIB and a Certified Banking Compliance Professional, underscoring his strong grounding in banking operations, regulatory frameworks, and compliance architecture. In addition, he is a qualified Independent Director, with a well-developed understanding of corporate governance and board processes."