My name is Ratnesh Kumar Singh, and I want to be upfront with you about who
I am before we go any further. I'm not an economist with a PhD. I'm not a bank
executive or a finance minister. I'm an ordinary Indian investor who started this
journey in 2007 - which means I've lived through market crashes, sleepless
nights, and hard lessons that no textbook ever warned me about.
I am a certified mutual fund distributor associated with NIRMALBANG. I hold
the NISM-Series-VIII Equity Derivatives Certification and the NISM-Series-V-A Mutual Fund Distributors Certification. I focus on identifying goop
companies and generating monthly income through disciplined, long-term
investing. That is my professional background. But this book comes from
somewhere else entirely.